Moo-No — Helping Small Businesses Thrive

How It Works

Shop as You Normally Do

Customers use the same merchant websites or point-of-sale systems they already know. Card payments and existing methods remain available.

Choose Digital Asset Payment

At checkout, customers can choose to pay using digital assets from their own wallets. Moo-No never controls wallets or private keys.

Earn Rewards Automatically

Eligible purchases earn rewards based on merchant programs and promotions, helping drive repeat visits and loyalty.

If users need to purchase digital assets using fiat, transactions are completed through regulated third-party onramp providers such as Coinbase, which handle payment processing and identity verification.

Why Moo-No

For Customers

Use digital assets for everyday purchases
Keep full control of your wallet and funds
Earn rewards for shopping you already do

For Merchants

Add an alternative to card payments
Potentially reduce card processing fees
Built-in rewards without extra systems
No disruption to settlement flows

Commerce Software, Not a Financial Intermediary

Moo-No does not custody fiat or digital assets, does not operate wallets, and does not process or settle payment transactions. Payments are executed directly between customers and merchants or through existing payment service providers. Fiat-to-digital-asset purchases are handled by regulated onramp partners.

Limited Beta Program

Moo-No is currently onboarding a small number of merchants and early users as we expand platform capabilities and partnerships. Participation is subject to approval during this phase.

Frequently Asked Questions

Do I need to change how I normally pay?
No. Card and existing payment methods remain available. Moo-No simply adds a digital asset payment option for customers who choose to use it.

Does Moo-No hold my money or crypto?
No. Moo-No does not hold customer funds, operate wallets, or control private keys.

Who handles fiat payments and identity verification?
Fiat-to-digital-asset purchases are handled by regulated third-party onramp providers such as Coinbase, which are responsible for payment processing and compliance.

How do merchants receive funds?
Merchants receive payments directly from customers or through their existing payment service providers. Moo-No does not settle or distribute merchant funds.

Is Moo-No available everywhere?
Moo-No is currently available only to approved U.S. merchants and users during the beta phase.

About Moo-No

Moo-No, Inc. is a U.S.-based software company building infrastructure that connects digital asset wallets to everyday commerce and loyalty programs. Our goal is to make digital assets practical for real-world use while keeping users in control of their funds and merchants in control of their businesses.

Spend Digital Assets. Earn Rewards. Shop as Usual.