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Moo-No for Merchants

Lower Payment Costs. Stronger Local Communities.

A better way to accept payments and connect your business with your community.

Moo-No is a new payment platform that helps local businesses reduce payment-processing costs while giving customers a choice: save on their purchases or skip the saving so your business commits that amount from its own funds to a cause it selected.

Moo-No works alongside your existing checkout system, providing an additional payment option without requiring you to replace your current payment processor.

Join Merchant Pilot

Join the Merchant Pilot

Tell us a little about your store and we'll follow up. You can also email contact@moo-no.com directly.

Why Choose Moo-No?

Lower Payment Costs

Reduce your reliance on traditional card payments by offering customers an alternative payment method designed to lower transaction costs.

Simple Integration

Keep your existing point-of-sale system and payment processor. Moo-No provides a dedicated merchant experience for initiating and confirming payments.

Give Customers a Choice

Customers can privately select Saving Mode or Supporting Mode, allowing them to save on their purchases or skip the saving so your business commits that amount from its own funds.

Support Causes That Matter to Your Business

Choose a participating nonprofit or community cause that reflects your business's values. Moo-No records and reports your support commitments, while your business remains responsible for fulfilling them from its own funds. Participation in community support is optional.

How Moo-No Works

1. Initiate Payment

Enter the transaction amount in the Moo-No merchant app.

2. Customer Taps or Scans

Your customer taps the Moo-No NFC tag or scans its QR code to access checkout.

3. Customer Makes a Private Choice

Your customer privately selects Saving Mode or Supporting Mode and confirms the payment.

4. Receive Confirmation

Your merchant app confirms that the Moo-No payment has been completed. You can then complete the transaction using your existing checkout procedures.

You Can Save, or the Merchant Commits. Your Choice.

Moo-No gives your customers two ways to benefit from lower payment costs.

Saving Mode

When Saving Mode is available, the customer's Moo-No benefit reduces the amount they pay.

Supporting Mode

When a customer selects Supporting Mode, they pay the regular applicable amount. Your business makes a corresponding support commitment to its selected cause from its own funds. The customer is not donating and cannot deduct it. The checkout card shows your exact rate and base.

The customer's choice is made privately through Moo-No, without requiring any discussion at checkout.

Supporting Mode is available only at participating businesses that have enabled community support.

Community Support: Your Business, Your Cause

Moo-No makes it easier for local businesses to connect their payment experience with community support.

Your business can select a participating nonprofit or community cause and make it available through Supporting Mode.

When a customer selects Supporting Mode:

  • The customer pays the regular applicable amount.
  • Moo-No records a corresponding Merchant Support Commitment associated with your business, calculated from the rate and base shown on the checkout card.
  • Moo-No provides reporting to help your business and participating organizations track these commitments.
  • Your business is responsible for fulfilling its commitments directly from its own funds.

Moo-No does not collect or process charitable donations on behalf of customers and does not fulfill or verify merchants' support commitments.

The customer is not the donor and cannot deduct the commitment.

Community support is optional. Businesses can use Moo-No without participating in Supporting Mode.

Track Your Payments and Support Commitments

The Moo-No Merchant Portal gives you access to transaction information and reporting, including:

  • Total payments received.
  • Customer savings.
  • Merchant Support Commitments.
  • Transaction history and reporting.

Track your activity and understand how Moo-No benefits your business and records the commitments your business makes from its own funds.

Join the Moo-No Merchant Pilot

Lower payment costs. More customer choice. Stronger community connections.

We're inviting local businesses to participate in the Moo-No pilot program.

Discover how Moo-No can work alongside your existing payment system while giving your customers a new way to pay.